Debt Consolidation

I’ve avoided it for as long as I could but I have to file for chapter 7. I have talked to a lawyer and the fee was 00 from them plus the 9 filing fee for the bankruptcy.

That’s the system we have in the US right now. The system is slowly cracking under its own weight. Recently, I have seen people making a MORAL argument for universal health coverage – that it is immoral for such a rich country to have people going bankrupt due to medical debt.
Is this really [...]