Debt Consolidation

I recently received a good amount of money from a work related injury and now have the opportunity to pay off the ,000 of credit card debt I now have in collections. Should I just pay the complete amount I owe or should I settle with the credit card company to pay only 25% of [...]

I am looking for a reputable consumer credit counseling service in central FL. Any reccomendations?
If possible please tell me who to go to and who to stay away from. My brother in law want to consolodate his credit card debt.
Please advise.