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	<title>Comments for Debt Consolidation</title>
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	<link>http://debt-consolidation.cn</link>
	<description>Your Trustful Debt Consolidation Guideline</description>
	<lastBuildDate>Wed, 10 Mar 2010 14:25:36 -0700</lastBuildDate>
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		<title>Comment on how much do bankruptcy lawyers charge for fling bankruptcy? by desprate mum</title>
		<link>http://debt-consolidation.cn/how-much-do-bankruptcy-lawyers-charge-for-fling-bankruptcy.html/comment-page-1#comment-1989</link>
		<dc:creator>desprate mum</dc:creator>
		<pubDate>Wed, 10 Mar 2010 14:25:36 +0000</pubDate>
		<guid isPermaLink="false">http://debt-consolidation.cn/how-much-do-bankruptcy-lawyers-charge-for-fling-bankruptcy.html#comment-1989</guid>
		<description>always far too much!</description>
		<content:encoded><![CDATA[<p>always far too much!</p>
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		<title>Comment on how much do bankruptcy lawyers charge for fling bankruptcy? by Muldune</title>
		<link>http://debt-consolidation.cn/how-much-do-bankruptcy-lawyers-charge-for-fling-bankruptcy.html/comment-page-1#comment-1988</link>
		<dc:creator>Muldune</dc:creator>
		<pubDate>Wed, 10 Mar 2010 14:25:35 +0000</pubDate>
		<guid isPermaLink="false">http://debt-consolidation.cn/how-much-do-bankruptcy-lawyers-charge-for-fling-bankruptcy.html#comment-1988</guid>
		<description>250 to 500 USD
Some will take payments and hold off filing until paid.
Be sure your lawyer is willing to do more than just file the paperwork.  Like dealing with creditors that try and get court orders for garnishments prior to finalization etc.</description>
		<content:encoded><![CDATA[<p>250 to 500 USD<br />
Some will take payments and hold off filing until paid.<br />
Be sure your lawyer is willing to do more than just file the paperwork.  Like dealing with creditors that try and get court orders for garnishments prior to finalization etc.</p>
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		<title>Comment on Debt consolidation? by bens J</title>
		<link>http://debt-consolidation.cn/debt-consolidation-7.html/comment-page-1#comment-1987</link>
		<dc:creator>bens J</dc:creator>
		<pubDate>Wed, 10 Mar 2010 12:00:59 +0000</pubDate>
		<guid isPermaLink="false">http://debt-consolidation.cn/debt-consolidation-7.html#comment-1987</guid>
		<description>yes

Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan.
http://debt-trap.com/category/Debt-Consolidation-Basics.html</description>
		<content:encoded><![CDATA[<p>yes</p>
<p>Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan.<br />
<a href="http://debt-trap.com/category/Debt-Consolidation-Basics.html" rel="nofollow">http://debt-trap.com/category/Debt-Consolidation-Basics.html</a></p>
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		<title>Comment on Debt consolidation? by rayt721</title>
		<link>http://debt-consolidation.cn/debt-consolidation-7.html/comment-page-1#comment-1986</link>
		<dc:creator>rayt721</dc:creator>
		<pubDate>Wed, 10 Mar 2010 12:00:59 +0000</pubDate>
		<guid isPermaLink="false">http://debt-consolidation.cn/debt-consolidation-7.html#comment-1986</guid>
		<description>A debt consolidation as the name implies consolidates debt so it doesn&#039;t apply to your situation. If you are thinking debt settlement or debt management those are the things that will affect your credit ... 7 years. You can try to negotiate a lower rate on your interest but there&#039;s nothing that&#039;s going to eliminate or reduce the amount you owe short of bankruptcy or settlement and you don&#039;t want to go that route. It shouldn&#039;t matter how low your payments are, your goal should be to reduce that debt as quickly as you can. Try to find ways to increase your income and/or reduce your expenses. You didn&#039;t get in debt overnight so you won&#039;t get out that fast either. In the meantime, keep your payments current and don&#039;t even think about getting a loan to pay your loans.</description>
		<content:encoded><![CDATA[<p>A debt consolidation as the name implies consolidates debt so it doesn&#8217;t apply to your situation. If you are thinking debt settlement or debt management those are the things that will affect your credit &#8230; 7 years. You can try to negotiate a lower rate on your interest but there&#8217;s nothing that&#8217;s going to eliminate or reduce the amount you owe short of bankruptcy or settlement and you don&#8217;t want to go that route. It shouldn&#8217;t matter how low your payments are, your goal should be to reduce that debt as quickly as you can. Try to find ways to increase your income and/or reduce your expenses. You didn&#8217;t get in debt overnight so you won&#8217;t get out that fast either. In the meantime, keep your payments current and don&#8217;t even think about getting a loan to pay your loans.</p>
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		<title>Comment on Debt consolidation? by Studly</title>
		<link>http://debt-consolidation.cn/debt-consolidation-7.html/comment-page-1#comment-1985</link>
		<dc:creator>Studly</dc:creator>
		<pubDate>Wed, 10 Mar 2010 12:00:59 +0000</pubDate>
		<guid isPermaLink="false">http://debt-consolidation.cn/debt-consolidation-7.html#comment-1985</guid>
		<description>Debt consolidation means you are taking 2 or 3 credit cards, and &quot;consolidating&quot; them into one loan.  Preferably you would take out a personal loan at an interest rate much lower then the rate your current cards are.

By not paying 3 minimum payments, you are now only paying one payment that is less the the 3 minimum payments.  

What you need to do is either locate a new credit card with a much lower interest rate, or go to a bank and get a new loan to pay this off.  

Just be aware of a major trap that many people make.  STOP USING CREDIT until you get this loan paid off.  I&#039;ve seen many people go this route, only to once again charge up their now-empty credit card.  Then they are twice the amount in debt, and end up filing for bankruptcy.</description>
		<content:encoded><![CDATA[<p>Debt consolidation means you are taking 2 or 3 credit cards, and &quot;consolidating&quot; them into one loan.  Preferably you would take out a personal loan at an interest rate much lower then the rate your current cards are.</p>
<p>By not paying 3 minimum payments, you are now only paying one payment that is less the the 3 minimum payments.  </p>
<p>What you need to do is either locate a new credit card with a much lower interest rate, or go to a bank and get a new loan to pay this off.  </p>
<p>Just be aware of a major trap that many people make.  STOP USING CREDIT until you get this loan paid off.  I&#8217;ve seen many people go this route, only to once again charge up their now-empty credit card.  Then they are twice the amount in debt, and end up filing for bankruptcy.</p>
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		<title>Comment on where can I find the maximum APR for auto loans in North Carolina? by Reenie</title>
		<link>http://debt-consolidation.cn/where-can-i-find-the-maximum-apr-for-auto-loans-in-north-carolina.html/comment-page-1#comment-1979</link>
		<dc:creator>Reenie</dc:creator>
		<pubDate>Wed, 10 Mar 2010 04:50:02 +0000</pubDate>
		<guid isPermaLink="false">http://debt-consolidation.cn/where-can-i-find-the-maximum-apr-for-auto-loans-in-north-carolina.html#comment-1979</guid>
		<description>You could try this site. http://loan.divinfo.com/</description>
		<content:encoded><![CDATA[<p>You could try this site. <a href="http://loan.divinfo.com/" rel="nofollow">http://loan.divinfo.com/</a></p>
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		<title>Comment on where can I find the maximum APR for auto loans in North Carolina? by John N</title>
		<link>http://debt-consolidation.cn/where-can-i-find-the-maximum-apr-for-auto-loans-in-north-carolina.html/comment-page-1#comment-1978</link>
		<dc:creator>John N</dc:creator>
		<pubDate>Wed, 10 Mar 2010 04:50:01 +0000</pubDate>
		<guid isPermaLink="false">http://debt-consolidation.cn/where-can-i-find-the-maximum-apr-for-auto-loans-in-north-carolina.html#comment-1978</guid>
		<description>The link below states the banks don&#039;t have to follow usury laws so it sounds like they can charge whatever they want.  Read it for yourself.</description>
		<content:encoded><![CDATA[<p>The link below states the banks don&#8217;t have to follow usury laws so it sounds like they can charge whatever they want.  Read it for yourself.</p>
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		<title>Comment on Would declaring bankruptcy cause me any issues in my application process to medical school? by Pope</title>
		<link>http://debt-consolidation.cn/would-declaring-bankruptcy-cause-me-any-issues-in-my-application-process-to-medical-school.html/comment-page-1#comment-1976</link>
		<dc:creator>Pope</dc:creator>
		<pubDate>Wed, 10 Mar 2010 01:54:36 +0000</pubDate>
		<guid isPermaLink="false">http://debt-consolidation.cn/would-declaring-bankruptcy-cause-me-any-issues-in-my-application-process-to-medical-school.html#comment-1976</guid>
		<description>Check the sites thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look.

http://bankruptcy-info.we.bs/
http://www.loan-house.info/2009/09/choosing-right-bankruptcy-attorney.html</description>
		<content:encoded><![CDATA[<p>Check the sites thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look.</p>
<p><a href="http://bankruptcy-info.we.bs/" rel="nofollow">http://bankruptcy-info.we.bs/</a><br />
<a href="http://www.loan-house.info/2009/09/choosing-right-bankruptcy-attorney.html" rel="nofollow">http://www.loan-house.info/2009/09/choosing-right-bankruptcy-attorney.html</a></p>
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		<title>Comment on Debt Consolidation? by gabriel s</title>
		<link>http://debt-consolidation.cn/debt-consolidation-6.html/comment-page-1#comment-1974</link>
		<dc:creator>gabriel s</dc:creator>
		<pubDate>Tue, 09 Mar 2010 14:24:20 +0000</pubDate>
		<guid isPermaLink="false">http://debt-consolidation.cn/debt-consolidation-6.html#comment-1974</guid>
		<description>Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!</description>
		<content:encoded><![CDATA[<p>Bad credit is one of the worst problems to have&#8230; however there exists a solution.</p>
<p>I will hereby talk from my personal experience.</p>
<p>I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,<br />
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,</p>
<p>a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :</p>
<p><a href="http://umgarticles.atspace.com/debt-consolidation.htm" rel="nofollow">http://umgarticles.atspace.com/debt-consolidation.htm</a></p>
<p>if it helps kindly remember me in your voting!.. cheers!</p>
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		<title>Comment on Debt Consolidation? by SEO</title>
		<link>http://debt-consolidation.cn/debt-consolidation-6.html/comment-page-1#comment-1973</link>
		<dc:creator>SEO</dc:creator>
		<pubDate>Tue, 09 Mar 2010 14:24:20 +0000</pubDate>
		<guid isPermaLink="false">http://debt-consolidation.cn/debt-consolidation-6.html#comment-1973</guid>
		<description>Personally I would do this myself. I would search online for every debt management site I could find and take snippets of information from them to increase your understanding of the process. With this in hand I would then formulate my own debt management strategy, speaking with my creditors and making my own arrangements. This way there is an amicable solution and no cost to you.</description>
		<content:encoded><![CDATA[<p>Personally I would do this myself. I would search online for every debt management site I could find and take snippets of information from them to increase your understanding of the process. With this in hand I would then formulate my own debt management strategy, speaking with my creditors and making my own arrangements. This way there is an amicable solution and no cost to you.</p>
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